Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 104,995,000 | 101,529,000 | 99,292,000 | 98,162,000 |
| Total loans | 73,010,000 | 66,518,000 | 62,915,000 | 56,275,000 |
| Allowance for loan losses | 3,644,000 | 3,841,000 | 3,188,000 | 2,976,000 |
| Securities available for sale | 12,102,000 | 12,265,000 | 21,623,000 | 26,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,196,000 | 81,409,000 | 79,057,000 | 78,194,000 |
| Interest-bearing deposits | 80,670,000 | 77,273,000 | 74,907,000 | 73,326,000 |
| Noninterest-bearing deposits | 3,526,000 | 4,136,000 | 4,150,000 | 4,868,000 |
| Equity capital | 6,280,000 | 7,581,000 | 7,753,000 | 7,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,644,000 | 3,078,000 | 4,578,000 | 5,737,000 |
| Interest expense | 920,000 | 1,728,000 | 2,518,000 | 3,254,000 |
| Net interest income | 724,000 | 1,350,000 | 2,060,000 | 2,483,000 |
| Noninterest income | 166,000 | 649,000 | 824,000 | 1,009,000 |
| Noninterest expense | 661,000 | 1,430,000 | 2,132,000 | 3,004,000 |
| Provision for loan losses | 1,284,000 | 4,137,000 | 4,137,000 | 4,437,000 |
| Pretax income | -1,055,000 | -3,534,000 | -3,308,000 | -3,872,000 |
| Income tax | -396,000 | -1,318,000 | -1,255,000 | -1,393,000 |
| Net income | -659,000 | -2,216,000 | -2,053,000 | -2,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,392,000 | 7,535,000 | 7,698,000 | 7,269,000 |
| Total capital | 7,365,000 | 8,445,000 | 8,574,000 | 8,087,000 |
| Risk-weighted assets | 75,157,000 | 69,890,000 | 67,935,000 | 63,306,000 |