Call reports 2001
PEOPLES BANK — 2001
What PEOPLES BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 120,015,000 | 119,046,000 | 113,953,000 | 111,805,000 |
| Total loans | 101,115,000 | 98,483,000 | 94,806,000 | 83,272,000 |
| Allowance for loan losses | 3,724,000 | 3,738,000 | 2,741,000 | 2,744,000 |
| Securities available for sale | 3,755,000 | 2,168,000 | 2,100,000 | 8,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,336,000 | 95,667,000 | 92,032,000 | 90,084,000 |
| Interest-bearing deposits | 92,605,000 | 91,822,000 | 87,923,000 | 86,051,000 |
| Noninterest-bearing deposits | 3,731,000 | 3,845,000 | 4,109,000 | 4,033,000 |
| Equity capital | 5,159,000 | 6,894,000 | 7,112,000 | 7,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,529,000 | 4,967,000 | 7,222,000 | 9,288,000 |
| Interest expense | 1,664,000 | 3,270,000 | 4,648,000 | 5,772,000 |
| Net interest income | 865,000 | 1,697,000 | 2,574,000 | 3,516,000 |
| Noninterest income | 192,000 | 83,000 | 96,000 | 450,000 |
| Noninterest expense | 850,000 | 1,399,000 | 2,070,000 | 2,926,000 |
| Provision for loan losses | 2,109,000 | 2,503,000 | 2,503,000 | 3,028,000 |
| Pretax income | -1,884,000 | -2,104,000 | -1,884,000 | -1,945,000 |
| Income tax | -78,000 | -731,000 | -720,000 | -743,000 |
| Net income | -1,806,000 | -1,373,000 | -1,164,000 | -1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,147,000 | 6,880,000 | 7,089,000 | 7,051,000 |
| Total capital | 6,358,000 | 8,109,000 | 8,260,000 | 8,122,000 |
| Risk-weighted assets | 95,056,000 | 95,765,000 | 92,171,000 | 83,999,000 |