Call reports 2025
SECURITY FIRST BANK OF NORTH DAKOTA — 2025
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 277,130,000 | 277,754,000 | 278,953,000 | 284,643,000 |
| Total loans | 225,732,000 | 232,162,000 | 241,275,000 | 234,584,000 |
| Allowance for loan losses | 4,796,000 | 4,798,000 | 5,252,000 | 3,295,000 |
| Securities available for sale | 23,349,000 | 22,928,000 | 20,002,000 | 18,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,680,000 | 235,336,000 | 235,172,000 | 239,872,000 |
| Interest-bearing deposits | 188,751,000 | 190,944,000 | 186,268,000 | 187,303,000 |
| Noninterest-bearing deposits | 46,929,000 | 44,392,000 | 48,904,000 | 52,569,000 |
| Equity capital | 32,346,000 | 33,372,000 | 34,228,000 | 35,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,878,000 | 8,035,000 | 12,214,000 | 16,299,000 |
| Interest expense | 988,000 | 1,900,000 | 2,798,000 | 3,648,000 |
| Net interest income | 2,890,000 | 6,135,000 | 9,416,000 | 12,651,000 |
| Noninterest income | 219,000 | 507,000 | 859,000 | 1,059,000 |
| Noninterest expense | 1,991,000 | 4,027,000 | 6,028,000 | 8,103,000 |
| Provision for loan losses | 0 | 0 | 460,000 | 460,000 |
| Pretax income | 1,113,000 | 2,614,000 | 3,764,000 | 5,193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,113,000 | 2,614,000 | 3,764,000 | 5,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,191,000 | 34,066,000 | 34,792,000 | 35,920,000 |