Call reports 2023
SECURITY FIRST BANK OF NORTH DAKOTA — 2023
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 236,145,000 | 238,214,000 | 254,846,000 | 259,595,000 |
| Total loans | 181,367,000 | 190,119,000 | 207,776,000 | 212,146,000 |
| Allowance for loan losses | 3,685,000 | 3,671,000 | 3,665,000 | 4,665,000 |
| Securities available for sale | 40,187,000 | 38,540,000 | 35,191,000 | 34,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,830,000 | 201,652,000 | 198,825,000 | 208,679,000 |
| Interest-bearing deposits | 155,900,000 | 150,824,000 | 150,658,000 | 155,597,000 |
| Noninterest-bearing deposits | 46,930,000 | 50,828,000 | 48,167,000 | 53,082,000 |
| Equity capital | 29,329,000 | 30,103,000 | 30,671,000 | 29,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,823,000 | 5,842,000 | 9,124,000 | 12,630,000 |
| Interest expense | 188,000 | 547,000 | 1,127,000 | 1,980,000 |
| Net interest income | 2,635,000 | 5,295,000 | 7,997,000 | 10,650,000 |
| Noninterest income | 223,000 | 461,000 | 658,000 | 876,000 |
| Noninterest expense | 1,673,000 | 3,364,000 | 5,043,000 | 6,953,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000,000 |
| Pretax income | 1,198,000 | 2,415,000 | 3,707,000 | 3,692,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,198,000 | 2,415,000 | 3,707,000 | 3,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,607,000 | 31,823,000 | 32,716,000 | 31,270,000 |