Call reports 2022
SECURITY FIRST BANK OF NORTH DAKOTA — 2022
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 242,442,000 | 254,680,000 | 245,713,000 | 239,388,000 |
| Total loans | 162,110,000 | 168,909,000 | 176,025,000 | 183,827,000 |
| Allowance for loan losses | 3,596,000 | 3,596,000 | 3,596,000 | 3,593,000 |
| Securities available for sale | 17,955,000 | 16,929,000 | 39,123,000 | 38,325,000 |
| Securities held to maturity | 1,000 | 1,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,344,000 | 223,585,000 | 214,756,000 | 207,922,000 |
| Interest-bearing deposits | 155,749,000 | 163,569,000 | 161,000,000 | 150,145,000 |
| Noninterest-bearing deposits | 54,595,000 | 60,016,000 | 53,756,000 | 57,777,000 |
| Equity capital | 28,044,000 | 26,598,000 | 26,399,000 | 27,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,976,000 | 4,087,000 | 6,593,000 | 9,362,000 |
| Interest expense | 60,000 | 111,000 | 172,000 | 271,000 |
| Net interest income | 1,916,000 | 3,976,000 | 6,421,000 | 9,091,000 |
| Noninterest income | 203,000 | 411,000 | 621,000 | 948,000 |
| Noninterest expense | 1,600,000 | 3,299,000 | 4,986,000 | 6,557,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 512,000 | 1,068,000 | 2,036,000 | 3,472,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 512,000 | 1,068,000 | 2,036,000 | 3,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,585,000 | 27,605,000 | 28,323,000 | 29,409,000 |