Call reports 2021
SECURITY FIRST BANK OF NORTH DAKOTA — 2021
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 220,319,000 | 221,681,000 | 227,052,000 | 240,373,000 |
| Total loans | 167,198,000 | 163,241,000 | 160,868,000 | 159,459,000 |
| Allowance for loan losses | 3,522,000 | 3,583,000 | 3,579,000 | 3,551,000 |
| Securities available for sale | 7,809,000 | 11,018,000 | 11,075,000 | 14,444,000 |
| Securities held to maturity | 2,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,361,000 | 190,719,000 | 195,744,000 | 208,437,000 |
| Interest-bearing deposits | 142,604,000 | 142,558,000 | 147,718,000 | 150,291,000 |
| Noninterest-bearing deposits | 46,757,000 | 48,161,000 | 48,026,000 | 58,146,000 |
| Equity capital | 27,488,000 | 27,402,000 | 28,061,000 | 28,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,020,000 | 4,275,000 | 6,756,000 | 8,757,000 |
| Interest expense | 93,000 | 177,000 | 261,000 | 324,000 |
| Net interest income | 1,927,000 | 4,098,000 | 6,495,000 | 8,433,000 |
| Noninterest income | 626,000 | 875,000 | 1,157,000 | 1,945,000 |
| Noninterest expense | 1,712,000 | 3,420,000 | 5,078,000 | 6,837,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 859,000 | 1,571,000 | 2,602,000 | 3,579,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 859,000 | 1,571,000 | 2,602,000 | 3,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,155,000 | 27,066,000 | 27,748,000 | 28,075,000 |