Call reports 2020
SECURITY FIRST BANK OF NORTH DAKOTA — 2020
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 186,690,000 | 197,191,000 | 200,083,000 | 210,399,000 |
| Total loans | 153,650,000 | 166,631,000 | 181,221,000 | 167,682,000 |
| Allowance for loan losses | 3,386,000 | 3,387,000 | 3,419,000 | 3,515,000 |
| Securities available for sale | 7,695,000 | 7,799,000 | 6,809,000 | 6,638,000 |
| Securities held to maturity | 3,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,708,000 | 165,989,000 | 165,148,000 | 179,417,000 |
| Interest-bearing deposits | 124,711,000 | 125,764,000 | 125,376,000 | 129,973,000 |
| Noninterest-bearing deposits | 31,997,000 | 40,225,000 | 39,772,000 | 49,444,000 |
| Equity capital | 26,991,000 | 27,646,000 | 27,156,000 | 28,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,107,000 | 4,179,000 | 6,368,000 | 8,844,000 |
| Interest expense | 120,000 | 232,000 | 336,000 | 431,000 |
| Net interest income | 1,987,000 | 3,947,000 | 6,032,000 | 8,413,000 |
| Noninterest income | 436,000 | 1,350,000 | 1,391,000 | 2,115,000 |
| Noninterest expense | 1,646,000 | 3,376,000 | 5,104,000 | 6,915,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 777,000 | 1,939,000 | 2,332,000 | 3,605,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 777,000 | 1,939,000 | 2,332,000 | 3,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,992,000 | 27,309,000 | 26,804,000 | 27,706,000 |