Call reports 2019
SECURITY FIRST BANK OF NORTH DAKOTA — 2019
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 176,034,000 | 178,812,000 | 182,283,000 | 185,281,000 |
| Total loans | 146,473,000 | 148,393,000 | 157,596,000 | 157,035,000 |
| Allowance for loan losses | 3,310,000 | 3,340,000 | 3,400,000 | 3,401,000 |
| Securities available for sale | 8,732,000 | 7,862,000 | 8,485,000 | 8,116,000 |
| Securities held to maturity | 4,000 | 4,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,896,000 | 149,942,000 | 153,330,000 | 155,815,000 |
| Interest-bearing deposits | 117,705,000 | 118,748,000 | 119,650,000 | 120,821,000 |
| Noninterest-bearing deposits | 29,191,000 | 31,194,000 | 33,680,000 | 34,994,000 |
| Equity capital | 25,374,000 | 25,823,000 | 25,974,000 | 26,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,133,000 | 4,330,000 | 6,597,000 | 8,823,000 |
| Interest expense | 101,000 | 216,000 | 340,000 | 458,000 |
| Net interest income | 2,032,000 | 4,114,000 | 6,257,000 | 8,365,000 |
| Noninterest income | 271,000 | 576,000 | 1,093,000 | 1,402,000 |
| Noninterest expense | 1,482,000 | 3,029,000 | 4,578,000 | 6,137,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 795,000 | 1,604,000 | 2,697,000 | 3,555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 795,000 | 1,604,000 | 2,697,000 | 3,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,299,000 | 25,619,000 | 25,710,000 | 26,222,000 |
| Total capital | 27,293,000 | 27,667,000 | 27,813,000 | 28,334,000 |
| Risk-weighted assets | 158,241,000 | 162,540,000 | 166,968,000 | 167,649,000 |