Call reports 2018
SECURITY FIRST BANK OF NORTH DAKOTA — 2018
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 187,219,000 | 183,293,000 | 180,844,000 | 182,978,000 |
| Total loans | 149,225,000 | 150,732,000 | 153,551,000 | 154,902,000 |
| Allowance for loan losses | 3,324,000 | 3,613,000 | 2,810,000 | 3,290,000 |
| Securities available for sale | 10,024,000 | 9,831,000 | 9,564,000 | 9,326,000 |
| Securities held to maturity | 6,000 | 5,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,269,000 | 154,528,000 | 152,079,000 | 153,870,000 |
| Interest-bearing deposits | 128,410,000 | 122,441,000 | 121,560,000 | 120,062,000 |
| Noninterest-bearing deposits | 30,859,000 | 32,087,000 | 30,519,000 | 33,808,000 |
| Equity capital | 24,185,000 | 24,576,000 | 24,597,000 | 25,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 4,118,000 | 6,146,000 | 8,703,000 |
| Interest expense | 78,000 | 160,000 | 242,000 | 330,000 |
| Net interest income | 2,013,000 | 3,958,000 | 5,904,000 | 8,373,000 |
| Noninterest income | 266,000 | 557,000 | 789,000 | 1,053,000 |
| Noninterest expense | 1,584,000 | 2,845,000 | 4,269,000 | 5,767,000 |
| Provision for loan losses | 148,000 | 473,000 | 851,000 | 1,229,000 |
| Pretax income | 547,000 | 1,197,000 | 1,573,000 | 2,430,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 547,000 | 1,197,000 | 1,573,000 | 2,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,194,000 | 24,591,000 | 24,699,000 | 25,394,000 |
| Total capital | 26,263,000 | 26,672,000 | 26,764,000 | 27,449,000 |
| Risk-weighted assets | 164,277,000 | 164,919,000 | 164,448,000 | 163,127,000 |