Call reports 2017
SECURITY FIRST BANK OF NORTH DAKOTA — 2017
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 187,564,000 | 184,329,000 | 180,951,000 | 185,070,000 |
| Total loans | 155,333,000 | 155,940,000 | 158,608,000 | 157,234,000 |
| Allowance for loan losses | 2,858,000 | 3,043,000 | 3,611,000 | 2,601,000 |
| Securities available for sale | 6,067,000 | 5,854,000 | 5,829,000 | 8,770,000 |
| Securities held to maturity | 8,000 | 7,000 | 7,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,503,000 | 154,189,000 | 151,796,000 | 157,468,000 |
| Interest-bearing deposits | 126,058,000 | 125,709,000 | 122,851,000 | 124,393,000 |
| Noninterest-bearing deposits | 32,445,000 | 28,480,000 | 28,945,000 | 33,075,000 |
| Equity capital | 23,219,000 | 24,598,000 | 24,412,000 | 23,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,063,000 | 4,134,000 | 6,266,000 | 8,497,000 |
| Interest expense | 80,000 | 159,000 | 235,000 | 312,000 |
| Net interest income | 1,983,000 | 3,975,000 | 6,031,000 | 8,185,000 |
| Noninterest income | 381,000 | 814,000 | 1,121,000 | 1,395,000 |
| Noninterest expense | 1,421,000 | 2,955,000 | 4,390,000 | 5,976,000 |
| Provision for loan losses | 67,000 | 239,000 | 614,000 | 1,593,000 |
| Pretax income | 876,000 | 1,595,000 | 2,148,000 | 2,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 876,000 | 1,595,000 | 2,148,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,086,000 | 24,425,000 | 24,256,000 | 23,738,000 |
| Total capital | 25,185,000 | 26,502,000 | 26,346,000 | 25,863,000 |
| Risk-weighted assets | 167,172,000 | 165,157,000 | 165,641,000 | 169,486,000 |