Call reports 2016
SECURITY FIRST BANK OF NORTH DAKOTA — 2016
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 178,556,000 | 180,915,000 | 182,842,000 | 184,223,000 |
| Total loans | 157,004,000 | 163,801,000 | 164,912,000 | 162,871,000 |
| Allowance for loan losses | 2,661,000 | 2,747,000 | 2,757,000 | 2,788,000 |
| Securities available for sale | 6,615,000 | 6,641,000 | 6,291,000 | 6,137,000 |
| Securities held to maturity | 9,000 | 9,000 | 9,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,563,000 | 149,780,000 | 150,599,000 | 155,337,000 |
| Interest-bearing deposits | 112,912,000 | 114,941,000 | 120,233,000 | 119,025,000 |
| Noninterest-bearing deposits | 35,651,000 | 34,839,000 | 30,366,000 | 36,312,000 |
| Equity capital | 22,138,000 | 22,207,000 | 22,723,000 | 22,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,061,000 | 4,190,000 | 6,384,000 | 8,531,000 |
| Interest expense | 81,000 | 161,000 | 240,000 | 324,000 |
| Net interest income | 1,980,000 | 4,029,000 | 6,144,000 | 8,207,000 |
| Noninterest income | 376,000 | 849,000 | 1,282,000 | 1,660,000 |
| Noninterest expense | 1,388,000 | 2,884,000 | 4,346,000 | 5,808,000 |
| Provision for loan losses | 45,000 | 97,000 | 175,000 | 493,000 |
| Pretax income | 925,000 | 1,899,000 | 2,907,000 | 3,568,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 925,000 | 1,899,000 | 2,907,000 | 3,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,867,000 | 21,901,000 | 22,459,000 | 22,761,000 |
| Total capital | 23,971,000 | 24,071,000 | 24,621,000 | 24,920,000 |
| Risk-weighted assets | 167,705,000 | 173,051,000 | 172,341,000 | 172,103,000 |