Call reports 2015
SECURITY FIRST BANK OF NORTH DAKOTA — 2015
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 185,875,000 | 180,656,000 | 180,235,000 | 185,225,000 |
| Total loans | 145,472,000 | 152,549,000 | 158,766,000 | 160,918,000 |
| Allowance for loan losses | 2,481,000 | 2,476,000 | 2,614,000 | 2,653,000 |
| Securities available for sale | 6,828,000 | 6,745,000 | 7,010,000 | 7,030,000 |
| Securities held to maturity | 3,766,000 | 4,074,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,513,000 | 152,408,000 | 150,348,000 | 156,297,000 |
| Interest-bearing deposits | 119,464,000 | 116,947,000 | 115,605,000 | 116,974,000 |
| Noninterest-bearing deposits | 38,049,000 | 35,461,000 | 34,743,000 | 39,323,000 |
| Equity capital | 20,177,000 | 20,347,000 | 20,858,000 | 21,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,982,000 | 4,114,000 | 6,349,000 | 8,531,000 |
| Interest expense | 103,000 | 200,000 | 291,000 | 380,000 |
| Net interest income | 1,879,000 | 3,914,000 | 6,058,000 | 8,151,000 |
| Noninterest income | 469,000 | 940,000 | 1,323,000 | 1,738,000 |
| Noninterest expense | 1,442,000 | 2,906,000 | 4,496,000 | 5,841,000 |
| Provision for loan losses | 59,000 | 119,000 | 169,000 | 215,000 |
| Pretax income | 851,000 | 1,825,000 | 2,712,000 | 3,829,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 851,000 | 1,825,000 | 2,712,000 | 3,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,892,000 | 20,136,000 | 20,634,000 | 21,342,000 |
| Total capital | 21,890,000 | 22,170,000 | 22,756,000 | 23,488,000 |
| Risk-weighted assets | 159,387,000 | 162,282,000 | 169,280,000 | 171,196,000 |