Call reports 2014
SECURITY FIRST BANK OF NORTH DAKOTA — 2014
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 174,612,000 | 171,609,000 | 173,719,000 | 179,610,000 |
| Total loans | 135,835,000 | 149,420,000 | 153,693,000 | 152,902,000 |
| Allowance for loan losses | 2,238,000 | 2,308,000 | 2,319,000 | 2,394,000 |
| Securities available for sale | 6,254,000 | 6,014,000 | 6,239,000 | 6,238,000 |
| Securities held to maturity | 3,095,000 | 3,077,000 | 3,057,000 | 3,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,987,000 | 144,959,000 | 141,089,000 | 152,568,000 |
| Interest-bearing deposits | 112,692,000 | 108,671,000 | 105,753,000 | 111,583,000 |
| Noninterest-bearing deposits | 34,295,000 | 36,288,000 | 35,336,000 | 40,985,000 |
| Equity capital | 18,725,000 | 18,339,000 | 19,017,000 | 19,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,915,000 | 3,985,000 | 6,147,000 | 8,282,000 |
| Interest expense | 109,000 | 217,000 | 319,000 | 427,000 |
| Net interest income | 1,806,000 | 3,768,000 | 5,828,000 | 7,855,000 |
| Noninterest income | 348,000 | 699,000 | 1,083,000 | 1,508,000 |
| Noninterest expense | 1,177,000 | 2,560,000 | 3,893,000 | 5,360,000 |
| Provision for loan losses | 74,000 | 149,000 | 174,000 | 214,000 |
| Pretax income | 900,000 | 1,757,000 | 2,843,000 | 3,789,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 900,000 | 1,757,000 | 2,843,000 | 3,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,535,000 | 18,086,000 | 18,758,000 | 19,140,000 |
| Total capital | 20,378,000 | 20,020,000 | 20,746,000 | 21,148,000 |
| Risk-weighted assets | 147,006,000 | 154,375,000 | 158,682,000 | 160,243,000 |