Call reports 2013
SECURITY FIRST BANK OF NORTH DAKOTA — 2013
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 160,615,000 | 159,798,000 | 166,599,000 | 175,766,000 |
| Total loans | 127,229,000 | 131,909,000 | 138,456,000 | 139,001,000 |
| Allowance for loan losses | 1,806,000 | 1,893,000 | 1,982,000 | 2,166,000 |
| Securities available for sale | 7,782,000 | 6,810,000 | 6,551,000 | 6,595,000 |
| Securities held to maturity | 3,210,000 | 3,194,000 | 3,172,000 | 3,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,189,000 | 131,342,000 | 137,494,000 | 149,046,000 |
| Interest-bearing deposits | 103,390,000 | 102,570,000 | 106,566,000 | 108,527,000 |
| Noninterest-bearing deposits | 26,799,000 | 28,772,000 | 30,928,000 | 40,519,000 |
| Equity capital | 16,875,000 | 17,032,000 | 17,691,000 | 18,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,869,000 | 3,834,000 | 5,795,000 | 7,785,000 |
| Interest expense | 180,000 | 466,000 | 604,000 | 724,000 |
| Net interest income | 1,689,000 | 3,368,000 | 5,191,000 | 7,061,000 |
| Noninterest income | 543,000 | 1,121,000 | 1,617,000 | 2,018,000 |
| Noninterest expense | 1,353,000 | 2,739,000 | 4,092,000 | 5,523,000 |
| Provision for loan losses | 163,000 | 267,000 | 353,000 | 429,000 |
| Pretax income | 716,000 | 1,483,000 | 2,371,000 | 3,135,000 |
| Income tax | 50,000 | 55,000 | 57,000 | 54,000 |
| Net income | 666,000 | 1,428,000 | 2,314,000 | 3,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,646,000 | 16,913,000 | 17,558,000 | 17,934,000 |
| Total capital | 18,383,000 | 18,659,000 | 19,388,000 | 19,812,000 |
| Risk-weighted assets | 138,871,000 | 139,571,000 | 146,275,000 | 149,965,000 |