Call reports 2012
SECURITY FIRST BANK OF NORTH DAKOTA — 2012
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 143,675,000 | 146,754,000 | 156,246,000 | 162,316,000 |
| Total loans | 112,234,000 | 118,786,000 | 128,091,000 | 131,406,000 |
| Allowance for loan losses | 1,914,000 | 1,457,000 | 1,573,000 | 1,636,000 |
| Securities available for sale | 10,105,000 | 9,614,000 | 9,187,000 | 8,483,000 |
| Securities held to maturity | 3,288,000 | 3,269,000 | 3,244,000 | 3,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,779,000 | 117,405,000 | 124,723,000 | 131,994,000 |
| Interest-bearing deposits | 96,343,000 | 94,738,000 | 96,806,000 | 99,805,000 |
| Noninterest-bearing deposits | 22,436,000 | 22,667,000 | 27,917,000 | 32,189,000 |
| Equity capital | 14,909,000 | 15,279,000 | 16,034,000 | 16,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,749,000 | 5,875,000 | 7,833,000 |
| Interest expense | 222,000 | 431,000 | 640,000 | 841,000 |
| Net interest income | 1,610,000 | 3,318,000 | 5,235,000 | 6,992,000 |
| Noninterest income | 418,000 | 808,000 | 1,273,000 | 1,862,000 |
| Noninterest expense | 1,152,000 | 2,363,000 | 3,586,000 | 5,122,000 |
| Provision for loan losses | 67,000 | 135,000 | 251,000 | 397,000 |
| Pretax income | 809,000 | 1,628,000 | 2,671,000 | 3,327,000 |
| Income tax | 49,000 | 100,000 | 171,000 | 116,000 |
| Net income | 760,000 | 1,528,000 | 2,500,000 | 3,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,756,000 | 15,066,000 | 15,770,000 | 16,230,000 |
| Total capital | 16,266,000 | 16,523,000 | 17,343,000 | 17,866,000 |
| Risk-weighted assets | 120,406,000 | 126,110,000 | 136,717,000 | 141,468,000 |