Call reports 2011
SECURITY FIRST BANK OF NORTH DAKOTA — 2011
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 132,631,000 | 131,223,000 | 133,646,000 | 140,532,000 |
| Total loans | 99,692,000 | 100,933,000 | 105,452,000 | 106,952,000 |
| Allowance for loan losses | 1,818,000 | 1,853,000 | 1,934,000 | 1,847,000 |
| Securities available for sale | 7,537,000 | 9,175,000 | 9,298,000 | 10,661,000 |
| Securities held to maturity | 3,402,000 | 3,383,000 | 3,366,000 | 3,345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,394,000 | 106,540,000 | 108,193,000 | 116,108,000 |
| Interest-bearing deposits | 91,464,000 | 89,139,000 | 89,758,000 | 93,032,000 |
| Noninterest-bearing deposits | 16,930,000 | 17,401,000 | 18,435,000 | 23,076,000 |
| Equity capital | 13,092,000 | 13,311,000 | 13,867,000 | 14,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,787,000 | 3,582,000 | 5,455,000 | 7,340,000 |
| Interest expense | 304,000 | 603,000 | 866,000 | 1,152,000 |
| Net interest income | 1,483,000 | 2,979,000 | 4,589,000 | 6,188,000 |
| Noninterest income | 219,000 | 430,000 | 690,000 | 1,051,000 |
| Noninterest expense | 979,000 | 2,024,000 | 3,073,000 | 4,183,000 |
| Provision for loan losses | 59,000 | 111,000 | 176,000 | 244,000 |
| Pretax income | 664,000 | 1,274,000 | 2,030,000 | 2,812,000 |
| Income tax | 46,000 | 78,000 | 126,000 | 183,000 |
| Net income | 618,000 | 1,196,000 | 1,904,000 | 2,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,051,000 | 13,230,000 | 13,749,000 | 14,276,000 |
| Total capital | 14,421,000 | 14,611,000 | 15,167,000 | 15,717,000 |
| Risk-weighted assets | 109,167,000 | 110,029,000 | 112,908,000 | 114,841,000 |