Call reports 2010
SECURITY FIRST BANK OF NORTH DAKOTA — 2010
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 125,485,000 | 125,126,000 | 123,693,000 | 129,765,000 |
| Total loans | 101,782,000 | 107,224,000 | 107,892,000 | 104,636,000 |
| Allowance for loan losses | 1,464,000 | 1,601,000 | 1,700,000 | 1,752,000 |
| Securities available for sale | 2,881,000 | 2,764,000 | 2,655,000 | 2,624,000 |
| Securities held to maturity | 3,695,000 | 3,492,000 | 3,475,000 | 3,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,517,000 | 103,933,000 | 101,558,000 | 106,496,000 |
| Interest-bearing deposits | 91,034,000 | 88,713,000 | 86,832,000 | 89,147,000 |
| Noninterest-bearing deposits | 13,483,000 | 15,220,000 | 14,726,000 | 17,349,000 |
| Equity capital | 11,638,000 | 11,825,000 | 12,315,000 | 12,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,695,000 | 3,528,000 | 5,400,000 | 7,241,000 |
| Interest expense | 372,000 | 731,000 | 1,074,000 | 1,407,000 |
| Net interest income | 1,323,000 | 2,797,000 | 4,326,000 | 5,834,000 |
| Noninterest income | 216,000 | 464,000 | 765,000 | 1,084,000 |
| Noninterest expense | 969,000 | 1,958,000 | 3,008,000 | 4,127,000 |
| Provision for loan losses | 89,000 | 179,000 | 277,000 | 375,000 |
| Pretax income | 481,000 | 1,124,000 | 1,806,000 | 2,416,000 |
| Income tax | 32,000 | 78,000 | 122,000 | 169,000 |
| Net income | 449,000 | 1,046,000 | 1,684,000 | 2,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,593,000 | 11,779,000 | 12,256,000 | 12,641,000 |
| Total capital | 12,968,000 | 13,188,000 | 13,678,000 | 14,050,000 |
| Risk-weighted assets | 109,915,000 | 112,560,000 | 113,467,000 | 112,349,000 |