Call reports 2009
SECURITY FIRST BANK OF NORTH DAKOTA — 2009
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 115,978,000 | 120,569,000 | 124,026,000 | 126,762,000 |
| Total loans | 97,179,000 | 100,177,000 | 104,789,000 | 103,092,000 |
| Allowance for loan losses | 1,150,000 | 1,247,000 | 1,348,000 | 1,359,000 |
| Securities available for sale | 3,255,000 | 3,189,000 | 3,186,000 | 3,067,000 |
| Securities held to maturity | 1,288,000 | 2,028,000 | 3,447,000 | 3,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,466,000 | 101,045,000 | 97,609,000 | 106,113,000 |
| Interest-bearing deposits | 86,897,000 | 88,902,000 | 85,401,000 | 90,675,000 |
| Noninterest-bearing deposits | 11,569,000 | 12,143,000 | 12,208,000 | 15,438,000 |
| Equity capital | 10,422,000 | 10,622,000 | 11,024,000 | 11,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,688,000 | 3,411,000 | 5,250,000 | 7,071,000 |
| Interest expense | 477,000 | 937,000 | 1,380,000 | 1,781,000 |
| Net interest income | 1,211,000 | 2,474,000 | 3,870,000 | 5,290,000 |
| Noninterest income | 114,000 | 271,000 | 428,000 | 659,000 |
| Noninterest expense | 811,000 | 1,684,000 | 2,569,000 | 3,575,000 |
| Provision for loan losses | 103,000 | 208,000 | 313,000 | 440,000 |
| Pretax income | 409,000 | 851,000 | 1,399,000 | 1,917,000 |
| Income tax | 29,000 | 58,000 | 94,000 | 126,000 |
| Net income | 380,000 | 793,000 | 1,305,000 | 1,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,393,000 | 10,593,000 | 10,970,000 | 11,304,000 |
| Total capital | 11,543,000 | 11,840,000 | 12,318,000 | 12,663,000 |
| Risk-weighted assets | 102,797,000 | 104,763,000 | 110,329,000 | 111,346,000 |