Call reports 2007
SECURITY FIRST BANK OF NORTH DAKOTA — 2007
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 97,360,000 | 101,332,000 | 103,752,000 | 102,670,000 |
| Total loans | 80,989,000 | 87,316,000 | 89,485,000 | 87,805,000 |
| Allowance for loan losses | 1,109,000 | 1,111,000 | 1,127,000 | 1,154,000 |
| Securities available for sale | 4,382,000 | 4,177,000 | 4,169,000 | 4,145,000 |
| Securities held to maturity | 1,223,000 | 1,217,000 | 1,208,000 | 1,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,463,000 | 82,291,000 | 87,881,000 | 87,267,000 |
| Interest-bearing deposits | 71,648,000 | 72,363,000 | 77,149,000 | 74,442,000 |
| Noninterest-bearing deposits | 10,815,000 | 9,928,000 | 10,732,000 | 12,825,000 |
| Equity capital | 9,011,000 | 9,118,000 | 9,408,000 | 9,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,669,000 | 3,420,000 | 5,272,000 | 7,111,000 |
| Interest expense | 626,000 | 1,299,000 | 2,044,000 | 2,768,000 |
| Net interest income | 1,043,000 | 2,121,000 | 3,228,000 | 4,343,000 |
| Noninterest income | 106,000 | 235,000 | 350,000 | 461,000 |
| Noninterest expense | 760,000 | 1,532,000 | 2,297,000 | 3,122,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 50,000 |
| Pretax income | 389,000 | 824,000 | 1,261,000 | 1,632,000 |
| Income tax | 25,000 | 57,000 | 89,000 | 114,000 |
| Net income | 364,000 | 767,000 | 1,172,000 | 1,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,017,000 | 9,157,000 | 9,414,000 | 9,639,000 |
| Total capital | 10,102,000 | 10,268,000 | 10,541,000 | 10,790,000 |
| Risk-weighted assets | 86,749,000 | 90,356,000 | 94,093,000 | 92,076,000 |