Call reports 2006
SECURITY FIRST BANK OF NORTH DAKOTA — 2006
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 91,377,000 | 89,822,000 | 92,491,000 | 97,320,000 |
| Total loans | 74,412,000 | 76,210,000 | 76,401,000 | 80,344,000 |
| Allowance for loan losses | 1,123,000 | 1,121,000 | 1,124,000 | 1,109,000 |
| Securities available for sale | 3,098,000 | 2,903,000 | 3,099,000 | 4,157,000 |
| Securities held to maturity | 709,000 | 700,000 | 694,000 | 1,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,415,000 | 75,934,000 | 77,995,000 | 82,765,000 |
| Interest-bearing deposits | 67,362,000 | 66,026,000 | 67,972,000 | 69,767,000 |
| Noninterest-bearing deposits | 10,053,000 | 9,908,000 | 10,023,000 | 12,998,000 |
| Equity capital | 8,455,000 | 8,229,000 | 8,559,000 | 8,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 3,046,000 | 4,676,000 | 6,338,000 |
| Interest expense | 494,000 | 1,032,000 | 1,607,000 | 2,225,000 |
| Net interest income | 982,000 | 2,014,000 | 3,069,000 | 4,113,000 |
| Noninterest income | 105,000 | 218,000 | 345,000 | 460,000 |
| Noninterest expense | 719,000 | 1,472,000 | 2,178,000 | 2,926,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 368,000 | 760,000 | 1,236,000 | 1,649,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 368,000 | 760,000 | 1,236,000 | 1,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,438,000 | 8,198,000 | 8,576,000 | 8,813,000 |
| Total capital | 9,422,000 | 9,200,000 | 9,609,000 | 9,891,000 |
| Risk-weighted assets | 78,559,000 | 80,021,000 | 82,576,000 | 86,209,000 |