Call reports 2003
SECURITY FIRST BANK OF NORTH DAKOTA — 2003
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 64,646,000 | 66,018,000 | 67,607,000 | 68,027,000 |
| Total loans | 52,721,000 | 54,851,000 | 54,691,000 | 54,663,000 |
| Allowance for loan losses | 975,000 | 1,004,000 | 1,031,000 | 1,058,000 |
| Securities available for sale | 3,015,000 | 2,895,000 | 4,261,000 | 4,267,000 |
| Securities held to maturity | 1,206,000 | 1,135,000 | 1,097,000 | 1,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,219,000 | 57,409,000 | 58,611,000 | 58,958,000 |
| Interest-bearing deposits | 49,674,000 | 51,130,000 | 51,218,000 | 51,537,000 |
| Noninterest-bearing deposits | 6,545,000 | 6,279,000 | 7,393,000 | 7,421,000 |
| Equity capital | 6,003,000 | 6,214,000 | 6,402,000 | 6,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,045,000 | 2,093,000 | 3,134,000 | 4,164,000 |
| Interest expense | 266,000 | 534,000 | 785,000 | 1,024,000 |
| Net interest income | 779,000 | 1,559,000 | 2,349,000 | 3,140,000 |
| Noninterest income | 88,000 | 190,000 | 275,000 | 370,000 |
| Noninterest expense | 521,000 | 1,049,000 | 1,556,000 | 2,063,000 |
| Provision for loan losses | 26,000 | 53,000 | 80,000 | 107,000 |
| Pretax income | 321,000 | 639,000 | 980,000 | 1,332,000 |
| Income tax | 109,000 | 214,000 | 328,000 | 449,000 |
| Net income | 212,000 | 425,000 | 652,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,975,000 | 6,172,000 | 6,383,000 | 6,597,000 |
| Total capital | 6,684,000 | 6,898,000 | 7,124,000 | 7,342,000 |
| Risk-weighted assets | 56,428,000 | 57,829,000 | 59,007,000 | 59,278,000 |