Call reports 2002
SECURITY FIRST BANK OF NORTH DAKOTA — 2002
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 59,840,000 | 59,702,000 | 61,312,000 | 64,631,000 |
| Total loans | 49,520,000 | 50,804,000 | 52,972,000 | 54,457,000 |
| Allowance for loan losses | 848,000 | 886,000 | 918,000 | 948,000 |
| Securities available for sale | 2,595,000 | 2,577,000 | 2,367,000 | 2,189,000 |
| Securities held to maturity | 1,146,000 | 861,000 | 770,000 | 664,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,559,000 | 52,236,000 | 53,108,000 | 56,308,000 |
| Interest-bearing deposits | 47,364,000 | 46,797,000 | 47,505,000 | 49,418,000 |
| Noninterest-bearing deposits | 5,195,000 | 5,439,000 | 5,603,000 | 6,890,000 |
| Equity capital | 5,281,000 | 5,473,000 | 5,703,000 | 5,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,126,000 | 3,210,000 | 4,321,000 |
| Interest expense | 336,000 | 637,000 | 936,000 | 1,227,000 |
| Net interest income | 721,000 | 1,489,000 | 2,274,000 | 3,094,000 |
| Noninterest income | 67,000 | 149,000 | 231,000 | 307,000 |
| Noninterest expense | 506,000 | 988,000 | 1,485,000 | 2,017,000 |
| Provision for loan losses | 27,000 | 57,000 | 87,000 | 117,000 |
| Pretax income | 255,000 | 578,000 | 918,000 | 1,252,000 |
| Income tax | 88,000 | 203,000 | 322,000 | 459,000 |
| Net income | 167,000 | 375,000 | 596,000 | 793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,254,000 | 5,440,000 | 5,661,000 | 5,857,000 |
| Total capital | 5,904,000 | 6,092,000 | 6,325,000 | 6,578,000 |
| Risk-weighted assets | 51,820,000 | 51,927,000 | 52,839,000 | 57,471,000 |