Call reports 2001
SECURITY FIRST BANK OF NORTH DAKOTA — 2001
What SECURITY FIRST BANK OF NORTH DAKOTA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 55,302,000 | 56,707,000 | 59,650,000 | 60,733,000 |
| Total loans | 41,282,000 | 47,057,000 | 49,952,000 | 50,775,000 |
| Allowance for loan losses | 663,000 | 709,000 | 754,000 | 828,000 |
| Securities available for sale | 5,619,000 | 4,169,000 | 3,311,000 | 2,929,000 |
| Securities held to maturity | 2,749,000 | 2,136,000 | 1,763,000 | 1,457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,093,000 | 50,115,000 | 51,932,000 | 52,618,000 |
| Interest-bearing deposits | 45,133,000 | 45,713,000 | 46,736,000 | 45,877,000 |
| Noninterest-bearing deposits | 3,960,000 | 4,402,000 | 5,196,000 | 6,741,000 |
| Equity capital | 4,824,000 | 4,851,000 | 4,930,000 | 5,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,250,000 | 3,395,000 | 4,552,000 |
| Interest expense | 518,000 | 1,047,000 | 1,549,000 | 1,957,000 |
| Net interest income | 572,000 | 1,203,000 | 1,846,000 | 2,595,000 |
| Noninterest income | 62,000 | 139,000 | 209,000 | 270,000 |
| Noninterest expense | 407,000 | 950,000 | 1,451,000 | 1,928,000 |
| Provision for loan losses | 64,000 | 113,000 | 159,000 | 200,000 |
| Pretax income | 163,000 | 301,000 | 480,000 | 772,000 |
| Income tax | 53,000 | 99,000 | 159,000 | 224,000 |
| Net income | 110,000 | 202,000 | 321,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,739,000 | 4,799,000 | 4,889,000 | 5,095,000 |
| Total capital | 5,311,000 | 5,381,000 | 5,515,000 | 5,723,000 |
| Risk-weighted assets | 44,058,000 | 46,418,000 | 50,030,000 | 50,068,000 |