Call reports 2024
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2024
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 508,074,000 | 512,131,000 | 509,333,000 | 497,911,000 |
| Total loans | 306,245,000 | 321,564,000 | 312,779,000 | 303,591,000 |
| Allowance for loan losses | 3,337,000 | 3,352,000 | 3,373,000 | 3,389,000 |
| Securities available for sale | 145,888,000 | 144,180,000 | 151,473,000 | 145,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,671,000 | 447,174,000 | 440,255,000 | 436,916,000 |
| Interest-bearing deposits | 349,580,000 | 357,506,000 | 356,799,000 | 349,949,000 |
| Noninterest-bearing deposits | 93,091,000 | 89,668,000 | 83,456,000 | 86,967,000 |
| Equity capital | 41,929,000 | 42,440,000 | 45,996,000 | 43,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,643,000 | 11,650,000 | 17,783,000 | 23,910,000 |
| Interest expense | 2,856,000 | 6,037,000 | 9,195,000 | 12,136,000 |
| Net interest income | 2,787,000 | 5,613,000 | 8,588,000 | 11,774,000 |
| Noninterest income | 352,000 | 652,000 | 933,000 | 1,612,000 |
| Noninterest expense | 3,090,000 | 6,114,000 | 9,212,000 | 12,744,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | -7,000 | 65,000 | 208,000 | 515,000 |
| Income tax | -33,000 | -39,000 | -29,000 | 53,000 |
| Net income | 26,000 | 104,000 | 237,000 | 462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,720,000 | 48,805,000 | 48,946,000 | 49,176,000 |
| Total capital | 52,132,000 | 52,232,000 | 52,393,000 | 52,639,000 |
| Risk-weighted assets | 376,732,000 | 382,236,000 | 366,170,000 | 345,503,000 |