Call reports 2022
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2022
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 477,874,000 | 472,338,000 | 466,754,000 | 477,356,000 |
| Total loans | 270,620,000 | 264,542,000 | 277,822,000 | 285,656,000 |
| Allowance for loan losses | 2,854,000 | 2,931,000 | 3,010,000 | 3,279,000 |
| Securities available for sale | 148,306,000 | 150,999,000 | 150,201,000 | 151,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,537,000 | 426,625,000 | 430,663,000 | 422,908,000 |
| Interest-bearing deposits | 289,537,000 | 287,508,000 | 298,777,000 | 299,497,000 |
| Noninterest-bearing deposits | 140,000,000 | 139,117,000 | 131,886,000 | 123,411,000 |
| Equity capital | 45,804,000 | 41,718,000 | 33,833,000 | 39,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,749,000 | 7,708,000 | 11,987,000 | 16,673,000 |
| Interest expense | 300,000 | 594,000 | 923,000 | 1,658,000 |
| Net interest income | 3,449,000 | 7,114,000 | 11,064,000 | 15,015,000 |
| Noninterest income | 382,000 | 708,000 | 1,024,000 | 1,345,000 |
| Noninterest expense | 3,092,000 | 6,110,000 | 9,390,000 | 12,576,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 492,000 |
| Pretax income | 664,000 | 1,562,000 | 2,473,000 | 3,292,000 |
| Income tax | 140,000 | 282,000 | 447,000 | 595,000 |
| Net income | 524,000 | 1,280,000 | 2,026,000 | 2,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,150,000 | 46,914,000 | 47,667,000 | 48,344,000 |
| Total capital | 49,078,000 | 49,919,000 | 50,751,000 | 51,697,000 |
| Risk-weighted assets | 320,128,000 | 318,281,000 | 326,156,000 | 334,210,000 |