Call reports 2021
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2021
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 335,003,000 | 443,775,000 | 462,583,000 | 468,359,000 |
| Total loans | 205,145,000 | 265,133,000 | 264,714,000 | 264,275,000 |
| Allowance for loan losses | 2,497,000 | 2,572,000 | 2,664,000 | 2,768,000 |
| Securities available for sale | 48,272,000 | 103,657,000 | 146,822,000 | 156,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,013,000 | 386,320,000 | 404,321,000 | 411,298,000 |
| Interest-bearing deposits | 193,382,000 | 258,101,000 | 267,450,000 | 273,653,000 |
| Noninterest-bearing deposits | 102,631,000 | 128,219,000 | 136,871,000 | 137,645,000 |
| Equity capital | 37,097,000 | 54,298,000 | 54,400,000 | 53,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,833,000 | 6,255,000 | 10,102,000 | 14,170,000 |
| Interest expense | 328,000 | 673,000 | 1,036,000 | 1,381,000 |
| Net interest income | 2,505,000 | 5,582,000 | 9,066,000 | 12,789,000 |
| Noninterest income | 247,000 | 523,000 | 831,000 | 1,139,000 |
| Noninterest expense | 2,197,000 | 5,071,000 | 8,205,000 | 11,695,000 |
| Provision for loan losses | 126,000 | 201,000 | 296,000 | 395,000 |
| Pretax income | 421,000 | 825,000 | 1,388,000 | 1,838,000 |
| Income tax | 75,000 | 152,000 | 238,000 | 302,000 |
| Net income | 346,000 | 673,000 | 1,150,000 | 1,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,050,000 | 45,025,000 | 45,208,000 | 45,615,000 |
| Total capital | 31,577,000 | 47,627,000 | 47,922,000 | 48,457,000 |
| Risk-weighted assets | 217,890,000 | 289,204,000 | 305,496,000 | 311,438,000 |