Call reports 2020
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2020
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 251,566,000 | 285,223,000 | 293,244,000 | 310,677,000 |
| Total loans | 183,817,000 | 200,984,000 | 212,039,000 | 216,714,000 |
| Allowance for loan losses | 2,006,000 | 2,036,000 | 2,097,000 | 2,369,000 |
| Securities available for sale | 33,988,000 | 38,189,000 | 37,596,000 | 43,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,944,000 | 245,358,000 | 252,878,000 | 269,928,000 |
| Interest-bearing deposits | 154,135,000 | 163,970,000 | 177,481,000 | 189,776,000 |
| Noninterest-bearing deposits | 58,809,000 | 81,388,000 | 75,397,000 | 80,152,000 |
| Equity capital | 35,929,000 | 37,018,000 | 37,317,000 | 37,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,636,000 | 5,343,000 | 8,035,000 | 11,065,000 |
| Interest expense | 365,000 | 705,000 | 1,057,000 | 1,406,000 |
| Net interest income | 2,271,000 | 4,638,000 | 6,978,000 | 9,659,000 |
| Noninterest income | 232,000 | 450,000 | 697,000 | 974,000 |
| Noninterest expense | 2,077,000 | 4,289,000 | 6,390,000 | 8,679,000 |
| Provision for loan losses | 15,000 | 45,000 | 105,000 | 376,000 |
| Pretax income | 391,000 | 734,000 | 1,161,000 | 1,568,000 |
| Income tax | 69,000 | 124,000 | 196,000 | 266,000 |
| Net income | 322,000 | 610,000 | 965,000 | 1,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,722,000 | 28,010,000 | 28,363,000 | 28,702,000 |
| Total capital | 29,758,000 | 30,076,000 | 30,490,000 | 31,101,000 |
| Risk-weighted assets | 192,278,000 | 202,575,000 | 214,741,000 | 223,482,000 |