Call reports 2019
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2019
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 247,505,000 | 246,425,000 | 256,229,000 | 251,138,000 |
| Total loans | 172,285,000 | 180,366,000 | 183,866,000 | 181,918,000 |
| Allowance for loan losses | 1,974,000 | 1,975,000 | 1,975,000 | 1,990,000 |
| Securities available for sale | 33,343,000 | 37,213,000 | 36,032,000 | 33,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,270,000 | 206,915,000 | 218,147,000 | 212,837,000 |
| Interest-bearing deposits | 151,294,000 | 148,654,000 | 151,706,000 | 148,667,000 |
| Noninterest-bearing deposits | 58,976,000 | 58,261,000 | 66,441,000 | 64,170,000 |
| Equity capital | 34,294,000 | 34,883,000 | 35,311,000 | 35,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,445,000 | 5,068,000 | 7,738,000 | 10,459,000 |
| Interest expense | 322,000 | 672,000 | 1,034,000 | 1,396,000 |
| Net interest income | 2,123,000 | 4,396,000 | 6,704,000 | 9,063,000 |
| Noninterest income | 250,000 | 473,000 | 716,000 | 1,021,000 |
| Noninterest expense | 2,045,000 | 4,204,000 | 6,343,000 | 8,587,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 307,000 | 650,000 | 1,082,000 | 1,484,000 |
| Income tax | 62,000 | 97,000 | 176,000 | 243,000 |
| Net income | 245,000 | 553,000 | 906,000 | 1,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,401,000 | 26,710,000 | 27,064,000 | 27,397,000 |
| Total capital | 28,405,000 | 28,715,000 | 29,069,000 | 29,417,000 |
| Risk-weighted assets | 179,418,000 | 182,302,000 | 191,018,000 | 188,922,000 |