Call reports 2018
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2018
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 242,108,000 | 238,292,000 | 240,311,000 | 243,431,000 |
| Total loans | 164,066,000 | 165,882,000 | 170,912,000 | 171,065,000 |
| Allowance for loan losses | 1,948,000 | 1,949,000 | 1,948,000 | 1,973,000 |
| Securities available for sale | 34,469,000 | 34,357,000 | 32,755,000 | 32,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,828,000 | 203,328,000 | 205,486,000 | 203,192,000 |
| Interest-bearing deposits | 153,794,000 | 150,091,000 | 150,651,000 | 147,032,000 |
| Noninterest-bearing deposits | 54,034,000 | 53,237,000 | 54,835,000 | 56,160,000 |
| Equity capital | 32,402,000 | 32,887,000 | 32,853,000 | 33,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,323,000 | 4,715,000 | 7,082,000 | 9,591,000 |
| Interest expense | 193,000 | 387,000 | 610,000 | 891,000 |
| Net interest income | 2,130,000 | 4,328,000 | 6,472,000 | 8,700,000 |
| Noninterest income | 253,000 | 520,000 | 761,000 | 989,000 |
| Noninterest expense | 2,037,000 | 4,107,000 | 6,073,000 | 8,188,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 346,000 | 741,000 | 1,164,000 | 1,508,000 |
| Income tax | 55,000 | 119,000 | 187,000 | 232,000 |
| Net income | 291,000 | 622,000 | 977,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,169,000 | 25,503,000 | 25,859,000 | 26,158,000 |
| Total capital | 27,147,000 | 27,482,000 | 27,837,000 | 28,161,000 |
| Risk-weighted assets | 169,082,000 | 173,813,000 | 177,616,000 | 178,143,000 |