Call reports 2016
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2016
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 234,993,000 | 245,276,000 | 243,811,000 | 245,262,000 |
| Total loans | 158,575,000 | 158,094,000 | 162,355,000 | 161,677,000 |
| Allowance for loan losses | 2,021,000 | 1,909,000 | 1,912,000 | 1,936,000 |
| Securities available for sale | 34,014,000 | 41,228,000 | 41,239,000 | 39,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,914,000 | 205,504,000 | 203,644,000 | 206,389,000 |
| Interest-bearing deposits | 149,907,000 | 150,095,000 | 151,351,000 | 161,394,000 |
| Noninterest-bearing deposits | 46,007,000 | 55,409,000 | 52,293,000 | 44,995,000 |
| Equity capital | 31,196,000 | 31,678,000 | 31,836,000 | 31,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,192,000 | 4,370,000 | 6,668,000 | 8,960,000 |
| Interest expense | 203,000 | 411,000 | 625,000 | 840,000 |
| Net interest income | 1,989,000 | 3,959,000 | 6,043,000 | 8,120,000 |
| Noninterest income | 261,000 | 573,000 | 836,000 | 1,084,000 |
| Noninterest expense | 1,960,000 | 3,931,000 | 5,966,000 | 8,018,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 293,000 | 616,000 | 930,000 | 1,204,000 |
| Income tax | 77,000 | 160,000 | 237,000 | 301,000 |
| Net income | 219,000 | 456,000 | 693,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,920,000 | 23,165,000 | 23,433,000 | 23,648,000 |
| Total capital | 24,941,000 | 25,074,000 | 25,345,000 | 25,584,000 |
| Risk-weighted assets | 167,349,000 | 169,873,000 | 173,315,000 | 172,404,000 |