Call reports 2015
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2015
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 232,437,000 | 233,196,000 | 231,863,000 | 233,212,000 |
| Total loans | 149,190,000 | 149,077,000 | 152,143,000 | 160,055,000 |
| Allowance for loan losses | 2,043,000 | 2,020,000 | 2,020,000 | 2,020,000 |
| Securities available for sale | 32,857,000 | 32,601,000 | 34,864,000 | 32,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,880,000 | 195,621,000 | 193,505,000 | 194,754,000 |
| Interest-bearing deposits | 147,951,000 | 150,532,000 | 145,292,000 | 145,437,000 |
| Noninterest-bearing deposits | 46,929,000 | 45,089,000 | 48,213,000 | 49,317,000 |
| Equity capital | 30,175,000 | 30,150,000 | 30,585,000 | 30,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,173,000 | 4,376,000 | 6,569,000 | 8,742,000 |
| Interest expense | 213,000 | 436,000 | 653,000 | 862,000 |
| Net interest income | 1,960,000 | 3,940,000 | 5,916,000 | 7,880,000 |
| Noninterest income | 243,000 | 497,000 | 765,000 | 1,029,000 |
| Noninterest expense | 1,883,000 | 3,777,000 | 5,714,000 | 7,660,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 306,000 | 646,000 | 953,000 | 1,249,000 |
| Income tax | 84,000 | 179,000 | 266,000 | 341,000 |
| Net income | 222,000 | 467,000 | 687,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,007,000 | 22,256,000 | 22,479,000 | 22,706,000 |
| Total capital | 23,910,000 | 24,226,000 | 24,476,000 | 24,726,000 |
| Risk-weighted assets | 152,132,000 | 157,576,000 | 159,737,000 | 168,825,000 |