Call reports 2013
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2013
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 240,115,000 | 235,777,000 | 242,122,000 | 246,618,000 |
| Total loans | 120,052,000 | 126,530,000 | 136,537,000 | 136,627,000 |
| Allowance for loan losses | 1,453,000 | 1,552,000 | 1,656,000 | 1,743,000 |
| Securities available for sale | 53,420,000 | 54,533,000 | 53,427,000 | 43,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,291,000 | 196,091,000 | 204,499,000 | 212,042,000 |
| Interest-bearing deposits | 164,911,000 | 152,866,000 | 160,848,000 | 167,525,000 |
| Noninterest-bearing deposits | 35,380,000 | 43,225,000 | 43,651,000 | 44,517,000 |
| Equity capital | 28,818,000 | 28,038,000 | 28,344,000 | 28,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,992,000 | 4,033,000 | 6,136,000 | 8,368,000 |
| Interest expense | 307,000 | 597,000 | 900,000 | 1,167,000 |
| Net interest income | 1,685,000 | 3,436,000 | 5,236,000 | 7,201,000 |
| Noninterest income | 253,000 | 507,000 | 757,000 | 1,095,000 |
| Noninterest expense | 1,668,000 | 3,380,000 | 5,107,000 | 7,244,000 |
| Provision for loan losses | 122,000 | 220,000 | 326,000 | 428,000 |
| Pretax income | 213,000 | 416,000 | 633,000 | 698,000 |
| Income tax | 74,000 | 146,000 | 220,000 | 229,000 |
| Net income | 139,000 | 270,000 | 413,000 | 469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,183,000 | 20,654,000 | 20,676,000 | 20,742,000 |
| Total capital | 21,627,000 | 22,174,000 | 22,360,000 | 22,485,000 |
| Risk-weighted assets | 130,738,000 | 135,734,000 | 147,013,000 | 144,302,000 |