Call reports 2012
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2012
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 150,247,000 | 145,879,000 | 145,677,000 | 263,578,000 |
| Total loans | 64,802,000 | 67,286,000 | 67,480,000 | 119,439,000 |
| Allowance for loan losses | 933,000 | 1,038,000 | 1,068,000 | 1,319,000 |
| Securities available for sale | 43,387,000 | 39,604,000 | 45,298,000 | 49,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,027,000 | 116,482,000 | 116,033,000 | 224,219,000 |
| Interest-bearing deposits | 100,423,000 | 99,651,000 | 97,847,000 | 184,391,000 |
| Noninterest-bearing deposits | 20,604,000 | 16,831,000 | 18,186,000 | 39,828,000 |
| Equity capital | 19,245,000 | 19,521,000 | 19,751,000 | 28,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,279,000 | 2,569,000 | 3,847,000 | 5,823,000 |
| Interest expense | 264,000 | 517,000 | 777,000 | 1,090,000 |
| Net interest income | 1,015,000 | 2,052,000 | 3,070,000 | 4,733,000 |
| Noninterest income | 78,000 | 189,000 | 262,000 | 619,000 |
| Noninterest expense | 885,000 | 1,818,000 | 2,769,000 | 4,385,000 |
| Provision for loan losses | 75,000 | 179,000 | 210,000 | 442,000 |
| Pretax income | 165,000 | 339,000 | 465,000 | 636,000 |
| Income tax | 61,000 | 124,000 | 172,000 | 255,000 |
| Net income | 104,000 | 215,000 | 293,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,500,000 | 10,761,000 | 10,885,000 | 20,046,000 |
| Total capital | 11,441,000 | 11,676,000 | 11,789,000 | 21,403,000 |
| Risk-weighted assets | 74,720,000 | 72,283,000 | 71,350,000 | 132,873,000 |