Call reports 2011
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2011
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 126,494,000 | 132,703,000 | 138,698,000 | 137,269,000 |
| Total loans | 48,552,000 | 51,123,000 | 58,113,000 | 61,436,000 |
| Allowance for loan losses | 750,000 | 747,000 | 858,000 | 858,000 |
| Securities available for sale | 49,718,000 | 53,862,000 | 48,714,000 | 46,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,266,000 | 101,854,000 | 107,747,000 | 107,617,000 |
| Interest-bearing deposits | 80,384,000 | 81,737,000 | 85,381,000 | 87,925,000 |
| Noninterest-bearing deposits | 15,882,000 | 20,117,000 | 22,366,000 | 19,692,000 |
| Equity capital | 18,496,000 | 19,004,000 | 19,244,000 | 19,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,423,000 | 3,703,000 | 4,986,000 |
| Interest expense | 320,000 | 607,000 | 886,000 | 1,159,000 |
| Net interest income | 884,000 | 1,816,000 | 2,817,000 | 3,827,000 |
| Noninterest income | 68,000 | 145,000 | 231,000 | 315,000 |
| Noninterest expense | 816,000 | 1,631,000 | 2,485,000 | 3,366,000 |
| Provision for loan losses | 75,000 | 150,000 | 273,000 | 349,000 |
| Pretax income | 89,000 | 216,000 | 371,000 | 527,000 |
| Income tax | 34,000 | 80,000 | 135,000 | 195,000 |
| Net income | 55,000 | 136,000 | 236,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,492,000 | 9,994,000 | 10,247,000 | 10,375,000 |
| Total capital | 10,275,000 | 10,786,000 | 11,120,000 | 11,275,000 |
| Risk-weighted assets | 62,640,000 | 64,611,000 | 69,766,000 | 71,953,000 |