Call reports 2010
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2010
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 130,878,000 | 137,614,000 | 133,605,000 | 132,283,000 |
| Total loans | 53,349,000 | 51,917,000 | 50,569,000 | 49,245,000 |
| Allowance for loan losses | 695,000 | 778,000 | 730,000 | 782,000 |
| Securities available for sale | 38,030,000 | 43,103,000 | 49,128,000 | 51,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,510,000 | 102,915,000 | 98,164,000 | 98,654,000 |
| Interest-bearing deposits | 80,219,000 | 86,381,000 | 83,369,000 | 83,558,000 |
| Noninterest-bearing deposits | 16,290,000 | 16,534,000 | 14,796,000 | 15,097,000 |
| Equity capital | 18,618,000 | 18,915,000 | 19,017,000 | 18,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,268,000 | 2,531,000 | 3,812,000 | 5,080,000 |
| Interest expense | 431,000 | 835,000 | 1,231,000 | 1,606,000 |
| Net interest income | 837,000 | 1,696,000 | 2,581,000 | 3,474,000 |
| Noninterest income | 103,000 | 195,000 | 284,000 | 367,000 |
| Noninterest expense | 847,000 | 1,673,000 | 2,515,000 | 3,347,000 |
| Provision for loan losses | 275,000 | 350,000 | 420,000 | 495,000 |
| Pretax income | 107,000 | 165,000 | 235,000 | 304,000 |
| Income tax | 40,000 | 64,000 | 90,000 | 116,000 |
| Net income | 67,000 | 101,000 | 145,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,477,000 | 9,632,000 | 9,742,000 | 9,472,000 |
| Total capital | 10,201,000 | 10,441,000 | 10,505,000 | 10,272,000 |
| Risk-weighted assets | 66,073,000 | 65,334,000 | 64,034,000 | 63,236,000 |