Call reports 2009
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2009
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 150,538,000 | 120,346,000 | 134,920,000 | 130,792,000 |
| Total loans | 53,344,000 | 55,933,000 | 56,896,000 | 55,152,000 |
| Allowance for loan losses | 721,000 | 723,000 | 749,000 | 887,000 |
| Securities available for sale | 41,334,000 | 42,260,000 | 42,630,000 | 42,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,598,000 | 81,471,000 | 97,123,000 | 93,735,000 |
| Interest-bearing deposits | 97,277,000 | 67,461,000 | 82,273,000 | 80,417,000 |
| Noninterest-bearing deposits | 14,321,000 | 14,009,000 | 14,850,000 | 13,318,000 |
| Equity capital | 18,415,000 | 18,256,000 | 18,703,000 | 18,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,394,000 | 2,765,000 | 4,167,000 | 5,545,000 |
| Interest expense | 618,000 | 1,201,000 | 1,749,000 | 2,243,000 |
| Net interest income | 776,000 | 1,564,000 | 2,418,000 | 3,302,000 |
| Noninterest income | 135,000 | 263,000 | 403,000 | 521,000 |
| Noninterest expense | 842,000 | 1,751,000 | 2,603,000 | 3,452,000 |
| Provision for loan losses | 40,000 | 100,000 | 160,000 | 320,000 |
| Pretax income | 176,000 | 142,000 | 234,000 | 364,000 |
| Income tax | 64,000 | 58,000 | 89,000 | 146,000 |
| Net income | 112,000 | 84,000 | 145,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,207,000 | 9,068,000 | 9,372,000 | 9,454,000 |
| Total capital | 9,937,000 | 9,819,000 | 10,146,000 | 10,306,000 |
| Risk-weighted assets | 69,554,000 | 66,456,000 | 69,673,000 | 68,066,000 |