Call reports 2006
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2006
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 111,661,000 | 106,917,000 | 121,337,000 | 136,794,000 |
| Total loans | 50,893,000 | 52,339,000 | 53,174,000 | 51,858,000 |
| Allowance for loan losses | 759,000 | 746,000 | 742,000 | 743,000 |
| Securities available for sale | 17,547,000 | 17,247,000 | 16,711,000 | 20,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,711,000 | 87,865,000 | 101,047,000 | 116,648,000 |
| Interest-bearing deposits | 73,975,000 | 68,354,000 | 82,444,000 | 96,225,000 |
| Noninterest-bearing deposits | 18,737,000 | 19,511,000 | 18,603,000 | 20,423,000 |
| Equity capital | 15,420,000 | 15,396,000 | 15,640,000 | 15,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,584,000 | 3,089,000 | 4,694,000 | 6,607,000 |
| Interest expense | 764,000 | 1,434,000 | 2,199,000 | 3,257,000 |
| Net interest income | 820,000 | 1,655,000 | 2,495,000 | 3,350,000 |
| Noninterest income | 108,000 | 219,000 | 340,000 | 443,000 |
| Noninterest expense | 838,000 | 1,676,000 | 2,538,000 | 3,391,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 41,000 | 104,000 | 163,000 | 223,000 |
| Income tax | 2,000 | 5,000 | 6,000 | 7,000 |
| Net income | 39,000 | 99,000 | 157,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,520,000 | 7,599,000 | 7,675,000 | 7,753,000 |
| Total capital | 8,255,000 | 8,253,000 | 8,417,000 | 8,496,000 |
| Risk-weighted assets | 58,743,000 | 61,404,000 | 65,788,000 | 67,912,000 |