Call reports 2003
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2003
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 55,177,000 | 98,452,000 | 101,446,000 | 104,625,000 |
| Total loans | 31,272,000 | 54,991,000 | 53,365,000 | 50,068,000 |
| Allowance for loan losses | 369,000 | 1,004,000 | 984,000 | 999,000 |
| Securities available for sale | 5,103,000 | 16,599,000 | 20,786,000 | 21,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,190,000 | 81,443,000 | 84,307,000 | 87,430,000 |
| Interest-bearing deposits | 39,113,000 | 64,856,000 | 67,268,000 | 70,316,000 |
| Noninterest-bearing deposits | 8,077,000 | 16,587,000 | 17,039,000 | 17,114,000 |
| Equity capital | 7,026,000 | 16,037,000 | 15,896,000 | 15,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 65,000 | 1,577,000 | 2,561,000 | 3,188,000 |
| Interest expense | 26,000 | 419,000 | 610,000 | 681,000 |
| Net interest income | 39,000 | 1,158,000 | 1,951,000 | 2,507,000 |
| Noninterest income | 6,000 | 247,000 | 399,000 | 497,000 |
| Noninterest expense | 38,000 | 1,491,000 | 2,334,000 | 2,804,000 |
| Provision for loan losses | 2,000 | 107,000 | 162,000 | 182,000 |
| Pretax income | 5,000 | -62,000 | -21,000 | 12,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 5,000 | -64,000 | -24,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,296,000 | 7,687,000 | 7,753,000 | 7,812,000 |
| Total capital | 3,665,000 | 8,470,000 | 8,517,000 | 8,557,000 |
| Risk-weighted assets | 34,910,000 | 62,428,000 | 60,929,000 | 59,372,000 |