Call reports 2002
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2002
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,758,000 | 45,434,000 | 44,998,000 | 45,174,000 |
| Total loans | 28,163,000 | 28,888,000 | 29,670,000 | 31,022,000 |
| Allowance for loan losses | 334,000 | 327,000 | 342,000 | 357,000 |
| Securities available for sale | 5,341,000 | 4,860,000 | 5,079,000 | 4,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,782,000 | 41,540,000 | 40,366,000 | 40,523,000 |
| Interest-bearing deposits | 32,802,000 | 33,939,000 | 32,574,000 | 32,693,000 |
| Noninterest-bearing deposits | 6,980,000 | 7,602,000 | 7,791,000 | 7,830,000 |
| Equity capital | 3,216,000 | 3,280,000 | 3,565,000 | 3,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,285,000 | 1,951,000 | 2,611,000 |
| Interest expense | 300,000 | 592,000 | 862,000 | 1,118,000 |
| Net interest income | 330,000 | 693,000 | 1,089,000 | 1,493,000 |
| Noninterest income | 55,000 | 124,000 | 182,000 | 256,000 |
| Noninterest expense | 336,000 | 703,000 | 1,070,000 | 1,458,000 |
| Provision for loan losses | 15,000 | 40,000 | 55,000 | 70,000 |
| Pretax income | 34,000 | 90,000 | 162,000 | 237,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 3,000 |
| Net income | 33,000 | 89,000 | 160,000 | 234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,175,000 | 3,230,000 | 3,301,000 | 3,375,000 |
| Total capital | 3,509,000 | 3,557,000 | 3,643,000 | 3,732,000 |
| Risk-weighted assets | 30,214,000 | 30,788,000 | 32,482,000 | 33,272,000 |