Call reports 2001
LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION — 2001
What LONE STAR CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,084,000 | 36,515,000 | 43,651,000 | 41,992,000 |
| Total loans | 22,039,000 | 22,577,000 | 24,020,000 | 26,424,000 |
| Allowance for loan losses | 302,000 | 307,000 | 312,000 | 319,000 |
| Securities available for sale | 5,369,000 | 5,383,000 | 5,916,000 | 5,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,416,000 | 32,519,000 | 39,682,000 | 37,925,000 |
| Interest-bearing deposits | 24,159,000 | 26,305,000 | 34,009,000 | 32,013,000 |
| Noninterest-bearing deposits | 6,257,000 | 6,214,000 | 5,673,000 | 5,912,000 |
| Equity capital | 3,160,000 | 3,203,000 | 3,261,000 | 3,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,277,000 | 1,957,000 | 2,644,000 |
| Interest expense | 332,000 | 680,000 | 1,066,000 | 1,426,000 |
| Net interest income | 301,000 | 597,000 | 891,000 | 1,218,000 |
| Noninterest income | 50,000 | 118,000 | 188,000 | 254,000 |
| Noninterest expense | 322,000 | 648,000 | 976,000 | 1,337,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 34,000 | 82,000 | 112,000 | 111,000 |
| Income tax | 1,000 | 3,000 | 0 | 0 |
| Net income | 33,000 | 79,000 | 112,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,063,000 | 3,109,000 | 3,143,000 | 3,141,000 |
| Total capital | 3,362,000 | 3,416,000 | 3,455,000 | 3,460,000 |
| Risk-weighted assets | 23,892,000 | 25,588,000 | 28,459,000 | 30,158,000 |