Call reports 2015
CALUSA BANK — 2015
What CALUSA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 166,146,000 | 168,741,000 | 167,262,000 |
| Total loans | 110,542,000 | 115,516,000 | 114,549,000 |
| Allowance for loan losses | 1,393,000 | 1,490,000 | 889,000 |
| Securities available for sale | 27,178,000 | 31,700,000 | 28,402,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 137,516,000 | 137,787,000 | 133,046,000 |
| Interest-bearing deposits | 110,194,000 | 108,199,000 | 105,444,000 |
| Noninterest-bearing deposits | 27,322,000 | 29,588,000 | 27,602,000 |
| Equity capital | 17,284,000 | 17,068,000 | 17,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,481,000 | 2,946,000 | 4,363,000 |
| Interest expense | 129,000 | 255,000 | 376,000 |
| Net interest income | 1,352,000 | 2,691,000 | 3,987,000 |
| Noninterest income | 152,000 | 319,000 | 495,000 |
| Noninterest expense | 1,401,000 | 2,807,000 | 4,178,000 |
| Provision for loan losses | 0 | 101,000 | 311,000 |
| Pretax income | 128,000 | 127,000 | 43,000 |
| Income tax | 38,000 | 27,000 | -15,000 |
| Net income | 90,000 | 100,000 | 58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 15,517,000 | 15,517,000 | 15,432,000 |
| Total capital | 16,814,000 | 16,872,000 | 16,321,000 |
| Risk-weighted assets | 103,666,000 | 108,252,000 | 110,107,000 |