Call reports 2014
CALUSA BANK — 2014
What CALUSA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 162,547,000 | 163,132,000 | 166,792,000 | 165,559,000 |
| Total loans | 102,919,000 | 108,920,000 | 115,069,000 | 115,981,000 |
| Allowance for loan losses | 2,151,000 | 2,141,000 | 2,135,000 | 1,393,000 |
| Securities available for sale | 33,185,000 | 29,244,000 | 30,689,000 | 30,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,876,000 | 132,965,000 | 134,057,000 | 128,779,000 |
| Interest-bearing deposits | 110,347,000 | 112,829,000 | 111,715,000 | 107,762,000 |
| Noninterest-bearing deposits | 21,529,000 | 20,136,000 | 22,342,000 | 21,017,000 |
| Equity capital | 16,445,000 | 16,796,000 | 16,792,000 | 17,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,479,000 | 2,980,000 | 4,465,000 | 6,013,000 |
| Interest expense | 153,000 | 307,000 | 448,000 | 588,000 |
| Net interest income | 1,326,000 | 2,673,000 | 4,017,000 | 5,425,000 |
| Noninterest income | 157,000 | 298,000 | 465,000 | 490,000 |
| Noninterest expense | 1,255,000 | 2,543,000 | 4,039,000 | 5,318,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 213,000 | 417,000 | 428,000 | 603,000 |
| Income tax | 80,000 | 135,000 | 128,000 | 183,000 |
| Net income | 133,000 | 282,000 | 300,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,966,000 | 15,169,000 | 15,182,000 | 15,356,000 |
| Total capital | 16,205,000 | 16,464,000 | 16,566,000 | 16,735,000 |
| Risk-weighted assets | 98,171,000 | 102,776,000 | 109,977,000 | 110,310,000 |