Call reports 2013
CALUSA BANK — 2013
What CALUSA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 150,011,000 | 147,497,000 | 148,249,000 | 155,876,000 |
| Total loans | 101,013,000 | 100,453,000 | 98,557,000 | 102,725,000 |
| Allowance for loan losses | 2,143,000 | 2,144,000 | 2,144,000 | 2,151,000 |
| Securities available for sale | 26,531,000 | 26,766,000 | 29,976,000 | 30,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,373,000 | 123,021,000 | 124,131,000 | 125,433,000 |
| Interest-bearing deposits | 111,399,000 | 106,377,000 | 107,151,000 | 107,831,000 |
| Noninterest-bearing deposits | 16,974,000 | 16,644,000 | 16,980,000 | 17,602,000 |
| Equity capital | 14,503,000 | 15,264,000 | 15,850,000 | 16,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,523,000 | 3,011,000 | 4,490,000 | 5,979,000 |
| Interest expense | 163,000 | 313,000 | 457,000 | 606,000 |
| Net interest income | 1,360,000 | 2,698,000 | 4,033,000 | 5,373,000 |
| Noninterest income | 169,000 | 359,000 | 550,000 | 721,000 |
| Noninterest expense | 1,249,000 | 2,500,000 | 4,048,000 | 5,343,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 268,000 | 565,000 | 543,000 | 773,000 |
| Income tax | 0 | -875,000 | -1,490,000 | -1,906,000 |
| Net income | 268,000 | 1,440,000 | 2,033,000 | 2,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,203,000 | 14,501,000 | 14,481,000 | 14,754,000 |
| Total capital | 15,334,000 | 15,666,000 | 15,657,000 | 15,988,000 |
| Risk-weighted assets | 89,483,000 | 92,193,000 | 93,089,000 | 97,830,000 |