Call reports 2012
CALUSA BANK — 2012
What CALUSA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 150,102,000 | 148,587,000 | 145,821,000 | 146,107,000 |
| Total loans | 101,224,000 | 103,260,000 | 101,344,000 | 99,749,000 |
| Allowance for loan losses | 2,069,000 | 2,033,000 | 2,202,000 | 2,302,000 |
| Securities available for sale | 33,646,000 | 31,472,000 | 29,040,000 | 27,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,967,000 | 129,919,000 | 124,319,000 | 124,577,000 |
| Interest-bearing deposits | 117,383,000 | 114,482,000 | 109,864,000 | 109,191,000 |
| Noninterest-bearing deposits | 14,584,000 | 15,437,000 | 14,455,000 | 15,386,000 |
| Equity capital | 13,495,000 | 13,977,000 | 14,233,000 | 14,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,696,000 | 3,354,000 | 5,011,000 | 6,582,000 |
| Interest expense | 227,000 | 429,000 | 612,000 | 779,000 |
| Net interest income | 1,469,000 | 2,925,000 | 4,399,000 | 5,803,000 |
| Noninterest income | 131,000 | 255,000 | 419,000 | 562,000 |
| Noninterest expense | 1,247,000 | 2,502,000 | 3,805,000 | 5,055,000 |
| Provision for loan losses | 292,000 | 343,000 | 545,000 | 748,000 |
| Pretax income | 177,000 | 471,000 | 640,000 | 734,000 |
| Income tax | 0 | 0 | 0 | -83,000 |
| Net income | 177,000 | 471,000 | 640,000 | 817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,273,000 | 13,573,000 | 13,749,000 | 13,932,000 |
| Total capital | 14,390,000 | 14,688,000 | 14,842,000 | 15,030,000 |
| Risk-weighted assets | 88,382,000 | 88,255,000 | 86,354,000 | 86,661,000 |