Call reports 2011
CALUSA BANK — 2011
What CALUSA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 146,598,000 | 145,490,000 | 147,475,000 | 149,393,000 |
| Total loans | 97,432,000 | 101,746,000 | 100,041,000 | 99,863,000 |
| Allowance for loan losses | 2,024,000 | 1,960,000 | 1,934,000 | 2,002,000 |
| Securities available for sale | 36,785,000 | 31,194,000 | 32,356,000 | 34,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,054,000 | 127,597,000 | 129,030,000 | 130,910,000 |
| Interest-bearing deposits | 116,678,000 | 115,601,000 | 116,226,000 | 118,345,000 |
| Noninterest-bearing deposits | 12,376,000 | 11,996,000 | 12,804,000 | 12,565,000 |
| Equity capital | 12,363,000 | 12,598,000 | 13,047,000 | 13,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,678,000 | 3,380,000 | 5,092,000 | 6,775,000 |
| Interest expense | 311,000 | 599,000 | 878,000 | 1,141,000 |
| Net interest income | 1,367,000 | 2,781,000 | 4,214,000 | 5,634,000 |
| Noninterest income | 64,000 | 159,000 | 207,000 | 294,000 |
| Noninterest expense | 1,170,000 | 2,368,000 | 3,505,000 | 4,632,000 |
| Provision for loan losses | 463,000 | 916,000 | 1,066,000 | 1,507,000 |
| Pretax income | -202,000 | -106,000 | 211,000 | 166,000 |
| Income tax | 0 | 0 | 0 | -276,000 |
| Net income | -202,000 | -106,000 | 211,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,343,000 | 12,457,000 | 12,784,000 | 13,088,000 |
| Total capital | 13,445,000 | 13,570,000 | 13,890,000 | 14,205,000 |
| Risk-weighted assets | 87,256,000 | 88,224,000 | 87,637,000 | 88,470,000 |