Call reports 2010
CALUSA BANK — 2010
What CALUSA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 130,490,000 | 145,351,000 | 143,615,000 | 146,306,000 |
| Total loans | 76,185,000 | 83,137,000 | 89,765,000 | 93,009,000 |
| Allowance for loan losses | 1,166,000 | 1,272,000 | 1,432,000 | 1,644,000 |
| Securities available for sale | 36,130,000 | 39,763,000 | 37,848,000 | 38,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,789,000 | 127,865,000 | 125,758,000 | 129,402,000 |
| Interest-bearing deposits | 106,669,000 | 117,719,000 | 116,975,000 | 119,965,000 |
| Noninterest-bearing deposits | 9,120,000 | 10,146,000 | 8,783,000 | 9,437,000 |
| Equity capital | 11,503,000 | 12,007,000 | 12,299,000 | 11,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 3,009,000 | 4,671,000 | 6,347,000 |
| Interest expense | 484,000 | 943,000 | 1,363,000 | 1,742,000 |
| Net interest income | 928,000 | 2,066,000 | 3,308,000 | 4,605,000 |
| Noninterest income | 35,000 | 88,000 | 162,000 | 246,000 |
| Noninterest expense | 1,108,000 | 2,233,000 | 3,387,000 | 4,540,000 |
| Provision for loan losses | 354,000 | 582,000 | 791,000 | 1,526,000 |
| Pretax income | -499,000 | -661,000 | -708,000 | -1,212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -499,000 | -661,000 | -708,000 | -1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,387,000 | 11,543,000 | 11,817,000 | 11,564,000 |
| Total capital | 12,331,000 | 12,561,000 | 12,886,000 | 12,629,000 |
| Risk-weighted assets | 75,273,000 | 81,180,000 | 85,121,000 | 86,112,000 |