Call reports 2009
CALUSA BANK — 2009
What CALUSA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 79,993,000 | 92,004,000 | 104,018,000 | 116,808,000 |
| Total loans | 44,744,000 | 52,848,000 | 62,269,000 | 68,004,000 |
| Allowance for loan losses | 591,000 | 786,000 | 1,049,000 | 1,172,000 |
| Securities available for sale | 15,213,000 | 21,515,000 | 22,384,000 | 29,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,578,000 | 76,891,000 | 88,925,000 | 102,353,000 |
| Interest-bearing deposits | 59,395,000 | 70,073,000 | 83,258,000 | 95,709,000 |
| Noninterest-bearing deposits | 5,183,000 | 6,818,000 | 5,667,000 | 6,644,000 |
| Equity capital | 12,242,000 | 11,873,000 | 11,759,000 | 11,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,784,000 | 2,876,000 | 4,141,000 |
| Interest expense | 421,000 | 898,000 | 1,375,000 | 1,891,000 |
| Net interest income | 403,000 | 886,000 | 1,501,000 | 2,250,000 |
| Noninterest income | 20,000 | 40,000 | 69,000 | 98,000 |
| Noninterest expense | 918,000 | 1,904,000 | 2,911,000 | 3,940,000 |
| Provision for loan losses | 97,000 | 299,000 | 560,000 | 682,000 |
| Pretax income | -592,000 | -1,277,000 | -1,892,000 | -2,265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -592,000 | -1,277,000 | -1,892,000 | -2,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,138,000 | 11,783,000 | 11,505,000 | 11,369,000 |
| Total capital | 12,729,000 | 12,504,000 | 12,319,000 | 12,236,000 |
| Risk-weighted assets | 51,944,000 | 57,599,000 | 64,868,000 | 69,088,000 |