Call reports 2008
CALUSA BANK — 2008
What CALUSA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 37,879,000 | 42,535,000 | 49,754,000 | 55,257,000 |
| Total loans | 22,517,000 | 29,485,000 | 35,208,000 | 38,827,000 |
| Allowance for loan losses | 226,000 | 327,000 | 464,000 | 502,000 |
| Securities available for sale | 7,114,000 | 5,747,000 | 5,671,000 | 5,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,500,000 | 28,447,000 | 36,847,000 | 42,846,000 |
| Interest-bearing deposits | 19,983,000 | 24,197,000 | 30,617,000 | 38,445,000 |
| Noninterest-bearing deposits | 5,517,000 | 4,250,000 | 6,230,000 | 4,401,000 |
| Equity capital | 12,235,000 | 13,386,000 | 12,771,000 | 12,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 992,000 | 1,599,000 | 2,293,000 |
| Interest expense | 153,000 | 348,000 | 592,000 | 900,000 |
| Net interest income | 299,000 | 644,000 | 1,007,000 | 1,393,000 |
| Noninterest income | 8,000 | 19,000 | 26,000 | 35,000 |
| Noninterest expense | 837,000 | 1,684,000 | 2,592,000 | 3,552,000 |
| Provision for loan losses | 91,000 | 192,000 | 329,000 | 367,000 |
| Pretax income | -584,000 | -1,176,000 | -1,852,000 | -2,454,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -584,000 | -1,176,000 | -1,852,000 | -2,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,183,000 | 13,421,000 | 12,774,000 | 12,201,000 |
| Total capital | 12,409,000 | 13,748,000 | 13,238,000 | 12,703,000 |
| Risk-weighted assets | 28,385,000 | 30,951,000 | 41,294,000 | 44,742,000 |