Call reports 2007
CALUSA BANK — 2007
What CALUSA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Total assets | 18,265,000 | 23,974,000 | 29,777,000 |
| Total loans | 4,736,000 | 9,673,000 | 15,710,000 |
| Allowance for loan losses | 30,000 | 77,000 | 135,000 |
| Securities available for sale | 7,303,000 | 7,302,000 | 7,236,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 3,935,000 | 9,858,000 | 16,866,000 |
| Interest-bearing deposits | 2,305,000 | 7,570,000 | 13,600,000 |
| Noninterest-bearing deposits | 1,630,000 | 2,288,000 | 3,266,000 |
| Equity capital | 14,281,000 | 14,042,000 | 12,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Interest income | 147,000 | 447,000 | 792,000 |
| Interest expense | 9,000 | 78,000 | 187,000 |
| Net interest income | 138,000 | 369,000 | 605,000 |
| Noninterest income | 3,000 | 14,000 | 53,000 |
| Noninterest expense | 1,072,000 | 1,924,000 | 2,861,000 |
| Provision for loan losses | 30,000 | 77,000 | 135,000 |
| Pretax income | -961,000 | -1,618,000 | -2,338,000 |
| Income tax | -371,000 | -616,000 | 0 |
| Net income | -590,000 | -1,002,000 | -2,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Tier 1 capital | 14,039,000 | 13,400,000 | 12,742,000 |
| Total capital | 14,069,000 | 13,477,000 | 12,877,000 |
| Risk-weighted assets | 9,779,000 | 14,229,000 | 20,165,000 |