Call reports 2007
LOGAN BANK & TRUST COMPANY — 2007
What LOGAN BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 205,927,000 | 201,391,000 | 204,751,000 | 205,749,000 |
| Total loans | 103,580,000 | 104,887,000 | 106,073,000 | 103,814,000 |
| Allowance for loan losses | 1,401,000 | 1,415,000 | 1,423,000 | 1,450,000 |
| Securities available for sale | 67,797,000 | 68,146,000 | 72,259,000 | 77,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,987,000 | 181,473,000 | 184,115,000 | 184,313,000 |
| Interest-bearing deposits | 138,548,000 | 139,078,000 | 142,622,000 | 142,351,000 |
| Noninterest-bearing deposits | 47,439,000 | 42,395,000 | 41,493,000 | 41,962,000 |
| Equity capital | 19,392,000 | 19,542,000 | 20,303,000 | 20,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,923,000 | 5,974,000 | 9,066,000 | 12,175,000 |
| Interest expense | 807,000 | 1,682,000 | 2,620,000 | 3,584,000 |
| Net interest income | 2,116,000 | 4,292,000 | 6,446,000 | 8,591,000 |
| Noninterest income | 238,000 | 442,000 | 689,000 | 941,000 |
| Noninterest expense | 1,152,000 | 2,310,000 | 3,487,000 | 4,873,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,202,000 | 2,424,000 | 3,648,000 | 4,659,000 |
| Income tax | 427,000 | 858,000 | 1,293,000 | 1,607,000 |
| Net income | 775,000 | 1,566,000 | 2,355,000 | 3,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,353,000 | 19,734,000 | 20,147,000 | 20,179,000 |
| Total capital | 20,644,000 | 21,023,000 | 21,456,000 | 21,454,000 |
| Risk-weighted assets | 103,159,000 | 103,031,000 | 104,573,000 | 101,814,000 |